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..Dental Plans Do Have Their Limitations and so do Dentists.. |
Today's health insurance, including your dental plan, is designed to help you
get the care you need at a reasonable cost. Because each person's oral health is
different, costs can vary widely. To control dental treatment costs, most plans
will limit the amount of care you can receive in a given year. This is done by
placing a dollar "cap" or limit on the amount of benefits you can receive, or by
restricting the number or type of services that are covered. Some plans may
totally exclude certain services or treatment to lower costs. Know specifically
what services your plan covers and excludes.
There are, however, certain limitations and exclusions in most dental benefits
plans that are designed to keep dentistry's costs from going up without
penalizing the patient. All plans exclude experimental procedures and services
not performed by or under the supervision of a dentist, but there may be some
less obvious exclusions. Sometimes dental coverage and health insurance may
overlap. Read and understand the conditions of your dental plan. Exclusions in
your dental plan may be covered by your medical insurance.
We except about 99% of the insurance plans available today, but because of some
insurance plans being to restrictive, we regrettably can not accept all of them.
We do our very best to work with our patients and their insurance companies to
make sure our patients’ needs are met no matter what insurance policy they may
have. We do not accept TennCare or Medicaid simply because they pay about 40% of
the total cost of services.
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..Getting The
Most From Your Plan.. |
To take full advantage of your dental benefits plan, visit the dentist regularly
and get the preventive care that will keep your mouth healthy. Follow the
treatment plan you and your dentist have developed. Do your dental
homework--brush and floss regularly and maintain a regular schedule of oral
examinations and teeth cleanings.
Should you need treatment for particular conditions, follow the procedure for
predetermination required by your plan. Find out what your insurance will cover.
Feel free to discuss a payment plan with us for your portion of the treatment
costs.